I'll preface this by stating, as a COIN SHOOTER, I use NASA Tom's 6 disc., 1 tone settings, a lot. But, mainly for cleaning up a site. "Cleaning up" being, endeavoring to get those coin targets masked by trash that I, or others, missed previously.
First off, I usually let the age and type of site (is it heavily trash ladden) dictate my settings. I use disc. 6 and 3h and 4h tones a lot. 3h on 40- 60 era sites and 4h on 30 and older era sites. 4h for those that have the potiential for IH's and other older coin varieties. I like 3h and 4h as the high tone right off alerts me to a potiential good coin target. Then, I check out the reading(s). Tone over all, though, is the final determination for digging. Yes, there is some falsing with using 3 and 4h tones, but by carefully investigating all high tones has resulted in my recovering nearly 200 silver coins this year from among the trash.
Being retired, I have the time to pound a old coin yielding site pretty hard. Once I have gleaned it, so to speak, then I go to mono tone and leave disc. at 6.
Since getting my F 75 in April of 07, I have played with every mode and setting combination on it and depending on the situation, all work great. The F 75, though, truly does excel on trashy sites and also gets near amazing depth.
As a side note, I NEVER USE NOTCH and usually only dig lock on 28, 29, 30 and 31 nickel readings that sound clean. Oh, a tab tail or small piece of can slaw does fool me and the 75 from time to time, but just by digging those readings alone I have recovered 7 gold rings, 25 Buffalo and 3 v nickels. 2 other gold rings and 2 v nickels were dug, but came in at different readings. HH jim tn