Well, tomorrow the insurance agent is meeting with us to discuss Long Term Care Insurance ...I've been reading tons of literature on the various polic

[Magyar]

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[Craig in Alabama]

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[Vernon in Virginia~Formerly Alaska]

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[charlie (ky)]

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[Magyar]

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[Elson(La)]

She deals with these people every day and been doing this for 30yr.When it came time for me to buy Ins.she told Betty and I Blue Cross was the best Ins.to buy.She said they pay better then any other Ins.Now this is health Ins.I never did believe in Life Ins.Be careful with this stuff.

Life is good

 

[Bobbie]

Insurance companies got it all figured out and they ain't loosin one penny. You pay them and they say thank you but you don't have enough insurance to cover the bills! It is better to give everything you have away and go on welfare, that way you don't have to worry about the unpaid bills that your family has to pay. It is sad, but true.......that's the way the lazy azz's do it, and they get better care than the paying customer.

 

[Bobbie]

Medicare will pay up to 100 days in a nursing home based on need. Most long term insurance, you must read the very fine print that seems to be in a different language, it is for 90 days after the 100 days that Medicare pays for. We deal with long term care all the time with our patients on dialysis. They are aloted a certain amount of money for their treatments ($60K a year) and medications, along with doctor visits. When their amount runs out for the month and they need more medication or to see a doctor, oh well.....to bad.......pay for it out of your pocket until next month.

 

[charlie (ky)]

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[Elson(La)]

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[ralph]

The problem with life insurance is you never live long enough to collect.

 

[Magyar]

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[Fred (S. Indiana)]

You must weigh whether you could ditch half your wealth and get your significant other on medicaid and still survive, its a tricky gamble.

 

[Vernon in Virginia~Formerly Alaska]

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[Magyar]

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[Magyar]

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[Denisem]

Long term care (LTC) insurance is expensive, but there are ways you can cut down costs by adjusting the kick-in period, scope of benefits and the coverage amount. You would also do well to compare long term care insurance quotes