Places vary from spot to spot. But for my area, overall seems like I get most of my silver I'd say 4 - 5 inch range. Within the capability of anything I got. So here, unless I get away from my spots, machine depth isn't always the major concern. I have one place I been hunting on/off for years and I don't think I got any coins more than 4 inches deep, most are around 3 inches except fresh clad. Then in another, most coins are over 6 inches. There used to be sod so I don't know how much was topped. Most of my spots are trashy, so I get most use with 5.75 coil. Then I'll use the stock on a few occasions and cleaner grounds. I do have a couple areas where the targets are deep outside of town, but then I generally take other machines.
Read more than just this forum that the 12 x 10 on the Silver uMax is a good'n and has almost convinced me getting that coil. But I seem to use the Silver close to home as one of my turn on and go beep and dig.