BarnacleBill has shared some excellent information about mineralization and how it effects the way a detector responds. I recommend you read those posts and understand the principles behind mineralization and GB settings, so you can apply it to your detecting techniques.
My preferences are more "seat of the pants' and are simply based on what works best for me in the places I hunt. My soil (for the most part) is considered to be moderately mineralized. And I can generally GB a 9-inch concentric with settings between 35 - 50. As such, I prefer to use the 9-inch concentric coils, as compared to the 10.5-inch DD's. The concentrics are lighter weight and provide me with as much (or more) depth as the DD coils. In addition, Minelab doesn't offer a 3 kHz coil in DD. And I really like the 3 kHz for hunting old homesites.
With that said, I occassionally get into a site that is more heaviliy mineralized and my concentric coils just don't handle the conditions well. (lack of depth, unstable operation) When that happens, my GB settings will almost always be lower than 28 on my X-70. So, instead of fighting the noise, I switch to a DD coil and the X-70 stabilizes. So I guess my "magic number" for around here is 28. If I run into a spot where I have to set the GB at a setting of less than 28 with my concentrics, I switch to the DD. If it remains higher than 28, I keep swinging the concentric and figure I am getting the most out of my detector.
Now don't misinterpret what I am saying. You could probably use a DD coil all the time and get along just fine. In fact, many detectors, including my Minelab Advantage, only have DD coils available. The reason I use the 9-inch concentric coil for most of my open field hunting is because I like the audio response provided by the 3 kHz for various targets. I have convinced myself I can hear ferrous targets better with 3 kHz than the other two frequencies. And, 3 kHz is a silver and copper killer! The concentrics are also lighter weight and are more comfortable for me to swing for extended periods of time. And when set up correctly, I can get as much or more depth out of my concentrics than I can the larger DD. JMHO HH Randy