Actually,He gave me some good advice,and I listened.........I have been crowing about that new Martin guitar I was going to buy in the spring. WELL,adjustments have been made to my outlook,on that........Being I am a home owner now for the fifth time,and have assumed resposibility that goes along with home ownership (Utilities,taxes,upkeep),We have been discussing on how to make our fixed income$$$$'s go farther..........The Lord gave me this thought:"You have your Ms. Taylor,sounds wonderful,FREE AND CLEAR,I MIGHT ADD-And here you are wanting to save money,all the while planning on spending BOO-COO BUX on a new guitar that probly wont sound any better than Ms.Taylor"........Even though I would like to have a new Martin,more attic insulation in the Spring is now on tap,along with getting a quote for a metal roof for our castle......."The wise man listens to good advice,and puts it to use",amen........