Jezz,
I have been using my CZ6a since 1994 and can honestly say it is one of the best machines I ever had. The key to CZ's and not being fooled by iron is to NOT run discrim high. Keep the disrim at 0. Part of the problem is, when running disrim higher than 0, a lot of times the iron bleeds through into the mid and high tone, but since you cannot hear the low tone due to it being on 1 or higher, you get fooled. If you do run discrim higher than 0, I would suggest each time you get a deep target with a high tone, switch back to 0 to see if you get the iron low tone. If you do, and the target is not a REPEATABLE high tone from multiple angles and gives off a low tone, it's probably junk. However, if you are in an area where there are indian heads and deep silver, I suggest digging all deepies. You never know. That is part of metal detecting.
As far as the pin point goes, be aware its a VCO pin point that can de-tune the target be continuously pressing and de-pressing the button as you sweep very slowly. You can size the target that way, and you can distinquish lots of iron and nails by the fact that as you detune, the size of the target stays pretty large. Coins and smaller round objects de-tune to a very small spot, right in the middle of the coil, and always at the same location. Sometimes iron targets tend to 'move', ie, are not in the exact same spot when pin pointing and detuning. You should practice sizing up coins, tabs, nails, alumium can tops, etc. to get an idea what a coin sizes as, and what smaller targets size as in relation to larger ones and iron.
If possible, I suggest trying to get the small coil and work that thing in the trashy areas and places where there is lots of iron. The small coil still goes deep, you can raise the sensitivity up a tad and it can sniff through the garbage and get some deep silver.
Last thing...sensitivity. Don't use too much. When I first got my 6a, I had that baby cranked up and thought I was going to find all the deep silver, and all it did was false and have me chasing deep iron. I learned, lowered it to start off, kept discrim at 0 so I can hear the iron, and started digging lots of coins. Also, if you do raise the sensitivity up, you HAVE to slow down your sweep speed. When raising it, remember to ground balance again. I think it's imperative to know that every time you up the sensitivity.
Hopefully your 3D does not need a check up, and all you really have to do is practice a little. 20-25 hours on it is not nearly enough to start reaping the real benefits. Took me a long time before I felt confident with my 6a, and after yesterdays beach run I had with it, ended up coming home a buying another used one.
JC