a bunch of XLT fans on the Findmall White's XLT Classroom Forum.
3rd, as a devoted XLT fan and user, let me assure you that an XLT can, and will, do a very good job in a wide variety of sites.
4th, you need to first learn the basics of the XLT so that you understand how it, and all metal detectors, need to be worked. Proper sweep speed, coil presentation, pinpointing, etc.
5th, it must be used an ample amount of time in any site with the potential to produce desired finds. Parks, schools, your yard, camping sites, and so on.
6th, the XLT does have a lot of adjustment features, but believe me, many of them you do NOT need to adjust. There are some adjustments a person can make to provide a better-than-stock program for some hunting needs, but I don't feel a person should tinker with the adjustments until they get comfortable with the XLT and two factory programs. First, learn the Coin & Jewelry Program, then learn the Relic Program.
7th, as you learn the XLT (or any make or model that features visual Target ID), don't hesitate to recover both lock-on readings as well as questionable readings. TID is never going to be 100% accurate, and close-by targets can mask a good targets signal. Just use it and learn it and get comfortable.
8th, the stock 950 search coil is okay for more open areas, such as a beach, wide-open sports field, a plowed farm field and similar sites. My preference for general open area hunting is the 8" search coil, but better still I use a smaller 6