...She got it out of our other sister with the huge money problems,something I didn't know:it's MUCH WORSE,than I thought:My sister and her husband are on a fixed income,retired,and all told,have around $200,000.00 debt load,between them and their 2 financial genius sons.....We are trying to get her to do the right thing.This can't go on any longer,the way it has been........Going to be extremely hard for her going thru this,because her 2 sons will lay the whole blame for this in my sister's lap.....I hate to say it,but they are partially right:She should have stood up long ago to them 2,and told them one simple 2- letter word:NO......THIS mess may have been avoided,had that happened.........God is the Master Miracle Worker.and He knows just what this situation requires,amen.....Steve.