I think Mick is spot-on with his statement that most coins are in the top 6 inches. I'd venture to say in my 38+ years of detecting, at least 95% of those I've found are within that range. However, with that other 5% being deeper based on some that I've dug, I am confident that the X-TERRA is capable of digging dimes and pennies at 8 inches, quarters 11-12 inches and lead slugs even deeper. Part of your statement says a "mouthful" when you said there are deeper targets in the areas you are hunting. That key word being "targets". If you are pulling non-coin targets at depths of more than 6-inches, rest assured that you will find coins at those depths as well (if they are there) and you have your detector set up properly. If your soil has magnetic mineralization, don't be afraid to run with a positive GB. That means finding the proper GB and lowering the setting by a couple clicks. It will cause a little falsing. But I'm convinced it increases the depth of detection.
Next time you go out hunting, run with little or no discrimination. Dig some of those targets that you suspect will not be coins, just to build your confidence on finding deeper targets. I think you will prove to yourself that the X-TERRA is capable of much more depth that 6 inches. And know that if they had been coins, you would have found them. As a side note, I firmly believe that the majority of coins still hiding out there is due to target masking instead of extreme depth. Once you master the art of working the coil, (sweep speed, direction) and listening for the subtle change of tones, you'll be surprised at some of the things you'll pull out of the ground. JMHO HH Randy