bank account! Help

[goldboy31]

Well i have one question to you guys, I'm about to buy a metal detector from this company ::::::::::::: they are charging 800 dollars for the MD plus 14 for shipping , this person that i have been talking told that i have to add 30 dollars to my order because that's what banks charge when Bank to bank Wire Transfers so i told him how much do i need to deposit on your bank account, well he said 800 + 14 + 30= 844 dollars

So the next day i went to my bank to make the transfer from my bank to their bank , i had in my wallet 845 dollars so this lady of my bank told me that they were going to charge me 30 dollars because of the commission i just got mad and left . i thought and still thinking that the total would be 874 dollars . here's where i think I'm wrong help me out was this one please

the man from this company told me to add 30 dollars to the order and that the banks in the USA will deduct this amount from the total 844-30 = 814 ( 30 dollars ) so i was thinking that when i would make the transfer of the money to their bank account it will appear in their bank account 814 dollars not 874 dollars are those 30 dollars were the ones that the lady was talking ?

i don't think that any bank that receives money charges you? thats my question?

 

[Rebel1]

Can you just do Pay Pal or a Postal Money Order. Much simpler it appears.

 

[scubadetector]

I have sent money to my children in Utah. When they needed it desperatly. LOL I lovingly call them sponges!!


I would ONLY send them a certified check from the bank. It might cost you 3.00 for the check and 50

 

[JimmyCT]

goldboy,

This guy you are talking to made the remark, " that the banks in the USA" makes me wonder if this is legit. Are you ordering this detector from over seas? Give us the name of at least the company you are thinking of ordering from. Why would your own bank charge you 30.00 in commission??? hmmm Get a certified bank check as that is only like $5.00 or so. Scuba detector is right on don't wire money to anyone as ANYONE could pick it up. like scuba detector said, give the money to a relative and let them use their credit card. I just don't want to see you get "burned" as this situation sounds really off. Best of luck and keep us posted. - Jim

Well i have one question to you guys, I'm about to buy a metal detector from this company ::::::::::::: they are charging 800 dollars for the MD plus 14 for shipping , this person that i have been talking told that i have to add 30 dollars to my order because that's what banks charge when Bank to bank Wire Transfers so i told him how much do i need to deposit on your bank account, well he said 800 + 14 + 30= 844 dollars

So the next day i went to my bank to make the transfer from my bank to their bank , i had in my wallet 845 dollars so this lady of my bank told me that they were going to charge me 30 dollars because of the commission i just got mad and left . i thought and still thinking that the total would be 874 dollars . here's where i think I'm wrong help me out was this one please

the man from this company told me to add 30 dollars to the order and that the banks in the USA will deduct this amount from the total 844-30 = 814 ( 30 dollars ) so i was thinking that when i would make the transfer of the money to their bank account it will appear in their bank account 814 dollars not 874 dollars are those 30 dollars were the ones that the lady was talking ?

i don't think that any bank that receives money charges you? thats my question?

 

[Sven]

Just had a friend taken for several hundred dollars, he did a Western Union transfer.


Yes if you live in a country like Canada ordering from the USA doing a bank transfer you get charged and so does he.
You are charged $35.00 transfer fee by lets say Canada Trust Bank, then the accepting bank in the US will charge a fee to accept the transfer
which maybe another $35.00. So the seller doesn't want to have to pay that fee and wants you to pay his end fee.
Now the Canadian banks have a bank to bank email money transfer that only costs $1.60 or free called Interac. This is
http://www.interac.ca/consumers/productsandservices_ol_eTransfer.php
This is a wonderful way of sending money to buy things up here and many merchants will accept this type of payment.

Best bet, if not in a hurry send a International Postal Money Order made out in US Funds, they only cost $1.90 here in Canada.
PayPal is also another option providing the money is sent as a gift, other wise the seller has to pay a fee to accept your $$ which could be 3% of the total sent.

 

[watchdr]

Wiring money does cost. Depending on the banks on both ends there could be one fee of around $30 or two fees of around that much. If this 'guy' is charging $30 for wiring the money it could be that he doesn't bank at a large bank and that is why there is a fee on his end. I own a couple of businesses and we do get a few wire transfers but our bank does not charge a fee. The bank on the originating end always seems to charge a fee. I don't want to ding the guy you have been dealing with but if he only accepts cash or wire transfer you would be better off finding someone else to do business with. This sounds like it could be a scam or that the guy is just starting out in business and is underfunded so he is not set up to take multiple payment types. I suggest finding a company that accepts Paypal. I am not a huge fan pf paypal but the one good thing about them is they do pull the funds from the sellers account if there is a problem with the transaction and you will get you money back even if it takes 30 days. A credit card sometimes works this way but can be a problem in some cases. International law and your own countries laws may dictate different rules. Paypal seems to be able to get around these things.

With a wire transfer, once you transfer the money it is gone. You cannot stop payment, cancel it or anything. Once it is done you cannot enlist the help of anyone to get your money back if you need to.

On to checks, checks of any kind. A check is fine if you know who you are dealing with. But once a check is cashed you cannot go back and stop payment or get your money back if there is a problem. With a check you are at the mercy of the vendor. The banks won't help you at all. Any check can be canceled or a stop payment put on it before it is cashed. that includes Money Orders, personal and company checks, cashiers checks, bank checks, travelers checks and so on. Most people don't know this.

The other problem with a check is that it could delay shipment of your order. We do not ship product until the check clears the customers account. This may be the policy of the guy you are dealing with.

Hope this helps.

 

[Elton]

n/t

 

[Mike Hillis]

The local fee is 3%
The international fee is 4%, if I recall correctly from the last time I shipped something internationally.

If the payment terms are a hassle, find another company.

HH
Mike

 

[BARKER]

$30.00 for sending money at all ??? Why don't you send a Postal Money Order via Express mail. He gets the Money the next day. He's happy. Your happy and you saved either $30.00 or $60.00. There at regais no way I would pay anyone anything like thattances regardless of the circumstances. Do yourself a favor and rethink your approach here ok. Best Wishes.

Money Order = $1.00
Express Mail = $9.00 (maybe less)
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JOB DONE PERIOD. ok.

PEACE:RONB