The Dual Field is a good PI detector, but I don't like that large coil it has and the fact that it floats like a cork. Anderson makes a coil wieght for it and I would highly recommend getting one if you buy the Whites.
The Tesoro Sand Shark and the Garrett Sea Hunter are both good diving machines also. In fact, the Mel Fisher group is still usng the Sea Hunter when they go exploring, the same units they used when they found the Atocha.
I understand you are only interested in gold and silver jewelry, but I hope you also understand that PI detectors will offer you absolutely no discrimination at all. If it is metal, it will hit it deep. That includes foil, tie wraps, sparkler wires, iron flakes, etc.
It will also give you fantastic depth to find gold and silver jewlery.
It is a trade off that cannot be avoided.
If you need discrimination on a detector you can take diving, I would advise you look at the Minelab Excaliber II. Much more expensive, but worth it in the harsh salt water environment.