I went to the river without my chest waders and even with my under-armor, it was cold at first. Young people were swimming like it was summer time. The water temp was 67 degrees. I found one 92.5 sterling silver ring and a possible gold or gold plated angel ring and 20 clad coins. Photo 2 is angel ring and photo 3 is sterling silver ring. Found a marble last week and military ribbon + 9 cents.
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I wade in my underarmour longjohns and shirt when the water starts to get warm too! I wear the underarmour beanie hat nearly year round, as a matter of fact, I'm wearing it now even in the house! 
in the summer a guy can pour some water on it and get it wet and it helps keep the old head cool...I'm a bald headed guy, and I like the beanie instead of a ball cap for detecting, especially working under the bleachers or in a totlot where a fellow can bang their noggin easily...it gives a better field of vision..